:root{--navy:#172d3b;--deep:#10222e;--gold:#d6b46c;--cream:#faf7f0;--mist:#e6edf0;--ink:#20323c;--muted:#50636e;--line:#cfd9dd;--header-height:98px;color-scheme:light;font-family:'Segoe UI',Arial,sans-serif;font-size:18px}
*{box-sizing:border-box}html{scroll-padding-top:calc(var(--header-height) + 20px)}body{margin:0;color:var(--ink);background:var(--cream);line-height:1.75}h1,h2,h3,p,figure{margin:0}h1,h2,h3{color:var(--navy);font-weight:750;line-height:1.12;letter-spacing:-.035em}h1{font-size:clamp(2.7rem,4.6vw,4rem)}h2{font-size:clamp(2rem,3.1vw,2.75rem)}h3{font-size:1.45rem;line-height:1.3;letter-spacing:-.025em}a{color:inherit;text-underline-offset:4px;text-decoration-thickness:1px}a:hover{text-decoration-color:var(--gold)}img,svg{max-width:100%}img{display:block;height:auto}button{font:inherit}ul,ol{padding-left:1.3em}li+li{margin-top:9px}address{font-style:normal}::selection{background:var(--gold);color:var(--deep)}:focus-visible{outline:3px solid #3671a0;outline-offset:5px;border-radius:3px}[hidden]{display:none!important}.wrap{width:min(1300px,calc(100% - 96px));margin-inline:auto}.icon{width:23px;height:23px;flex:none;vertical-align:middle}.skip-link{position:fixed;top:8px;left:16px;z-index:1000;transform:translateY(-150%);padding:12px 20px;background:white}.skip-link:focus{transform:none}.bg-cream{background:var(--cream)}.bg-white{background:#fff}.bg-mist{background:var(--mist)}.section,.page-hero,.home-hero{border-bottom:1px solid var(--line)}.section{padding:88px 0}.eyebrow{font-size:.68rem;letter-spacing:.14em;font-weight:750;text-transform:uppercase;line-height:1.6;margin-bottom:18px;color:#6b5a35}.lead{font-size:1.13rem;line-height:1.8;color:var(--muted)}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:50px;margin-bottom:40px}.section-heading h2{max-width:760px}.section-heading>p{max-width:410px;font-size:.95rem;color:var(--muted)}
.site-header{position:relative;z-index:100;background:var(--cream);border-bottom:1px solid var(--line)}.nav-ready .site-header{position:sticky;top:0}.header-inner{min-height:98px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;flex:none;text-decoration:none}.brand img{width:270px;height:auto}.site-nav{display:flex;align-items:center;gap:21px;font-size:.78rem;font-weight:650;line-height:1.4}.nav-link{white-space:nowrap;text-decoration:none}.nav-link[aria-current],.dropdown-panel a[aria-current]{color:#725623;text-decoration:underline}.nav-dropdown{position:relative}.nav-dropdown>summary{display:flex;align-items:center;gap:5px;list-style:none;white-space:nowrap;cursor:pointer;padding:30px 0}.nav-dropdown>summary::-webkit-details-marker{display:none}.nav-dropdown>summary .icon{width:13px;height:13px;transition:transform .2s}.nav-dropdown[open]>summary .icon{transform:rotate(180deg)}.dropdown-panel{position:absolute;top:100%;left:-22px;min-width:290px;padding:12px;background:var(--cream);border:1px solid var(--line);box-shadow:0 18px 45px #10222e20;border-radius:14px}.dropdown-panel a{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px;text-decoration:none;border-radius:7px;font-size:.81rem}.dropdown-panel a:hover{background:var(--mist)}.sister-panel{left:auto;right:0;min-width:325px}.sister-panel .icon{width:14px;height:14px}.menu-toggle{display:none}.site-nav .button{font-size:.75rem;padding:14px 18px;white-space:nowrap;gap:10px}.site-nav .button .icon{width:17px;height:17px}
.button-row{display:flex;flex-wrap:wrap;gap:15px;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:center;gap:20px;padding:17px 25px;border:1px solid transparent;border-radius:9px;text-decoration:none;line-height:1.4;font-size:.87rem;font-weight:700;position:relative;isolation:isolate;min-height:54px;transition:background-color .18s,color .18s}.button-dark{background:var(--navy);color:white}.button-dark:hover{background:#284658}.button-gold{background:var(--gold);color:var(--deep)}.button-gold:hover{background:#e1c386}.button-outline{border-color:#ffffff65;color:white;background:#10222e40}.button-outline:hover{background:#ffffff12}.text-link{display:inline-flex;align-items:center;gap:14px;font-weight:700;font-size:.85rem;text-decoration:none}.text-link:hover{text-decoration:underline}.text-link .icon{width:20px;height:20px}.home-hero{position:relative;isolation:isolate;min-height:675px;display:flex;align-items:center;background:var(--deep);color:white;overflow:hidden}.hero-background{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 48%;z-index:-3}.home-hero::after{content:'';position:absolute;inset:0;z-index:-2;background:linear-gradient(90deg,#10222efa 0%,#10222ef0 26%,#10222ec2 48%,#10222e28 76%,#10222e15)}.hero-copy{padding:84px 0 88px;max-width:715px}.home-hero .eyebrow{color:#e5c886}.home-hero h1{font-size:clamp(3.7rem,5.5vw,4.9rem);color:white;letter-spacing:-.045em;line-height:1.06}.home-hero h1 span{display:block;color:#e0bd77}.home-hero .lead{max-width:600px;color:#e5ebee;margin-top:30px;font-size:1.12rem}.hero-points{display:flex;gap:25px;flex-wrap:wrap;margin-top:35px;font-size:.73rem;color:#dde4e7}.hero-points span{display:flex;align-items:center;gap:8px}.hero-points .icon{width:17px;height:17px;color:var(--gold)}.home-hero>.ai-badge{right:22px;bottom:20px}.photo{position:relative;overflow:hidden;border-radius:18px;background:#dfe6e8}.photo img{width:100%;aspect-ratio:1.5;object-fit:cover}.ai-badge{position:absolute;bottom:13px;right:13px;display:flex;align-items:center;justify-content:center;width:22px;height:22px;padding:0;border:1px solid #ffffffa0;border-radius:50%;background:#ffffffe0;color:#343a40;line-height:1;pointer-events:none}.ai-badge>svg{display:block;flex:none;width:18px;height:18px;margin:0}
.type-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px}.type-card{border-top:2px solid var(--gold);padding-top:28px}.type-card>.icon{width:36px;height:36px;margin-bottom:25px}.type-card .number{float:right;font-size:.78rem;color:var(--muted);letter-spacing:.1em}.type-card p{color:var(--muted);font-size:.96rem;margin:18px 0 22px}.notice{border-left:3px solid var(--gold);background:#fff9e9;padding:24px 28px;border-radius:0 10px 10px 0;margin-top:34px;font-size:.94rem}.notice p+p{margin-top:12px}.comparison{border:1px solid var(--line);border-radius:14px;overflow:hidden}.comparison table{border-collapse:collapse;width:100%;font-size:.91rem;text-align:left}.comparison caption{text-align:left;font-size:.76rem;padding:17px 24px;background:var(--cream);color:var(--muted)}.comparison th{font-weight:650;color:var(--navy);background:var(--mist);padding:23px}.comparison td{padding:24px 23px;border-top:1px solid var(--line);vertical-align:top}.comparison td:first-child{font-weight:700;color:var(--navy)}.comparison tbody tr:nth-child(even){background:#faf7f080}.table-note{font-size:.79rem;color:var(--muted);margin-top:18px}.split{display:grid;grid-template-columns:1fr 1fr;grid-template-areas:'title image' 'copy image';gap:0 70px;align-items:center}.split-title{grid-area:title;align-self:end}.split-image{grid-area:image}.split-copy{grid-area:copy;align-self:start;margin-top:24px}.split-copy p+p{margin-top:20px}.split-copy p{font-size:1rem;color:var(--muted)}.split-copy .text-link{margin-top:26px}.split .photo img{aspect-ratio:1.12}.steps{list-style:none;counter-reset:steps;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:36px;margin:38px 0 0}.steps li{counter-increment:steps;margin:0;padding-top:22px;border-top:1px solid #bac7cd}.steps li::before{content:'0'counter(steps);font-size:.8rem;font-weight:700;letter-spacing:.1em;color:#826435;display:block;margin-bottom:18px}.steps p{font-size:.93rem;color:var(--muted);margin-top:15px}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.guide-card{border:1px solid var(--line);border-radius:16px;background:white;overflow:hidden}.guide-card .photo{border-radius:0}.guide-card .photo img{aspect-ratio:1.65}.guide-body{padding:29px 27px 31px}.guide-body .eyebrow{font-size:.59rem;margin-bottom:12px}.guide-body h3{font-size:1.43rem;line-height:1.25}.guide-body h3 a{text-decoration:none}.guide-body h3 a:hover{text-decoration:underline}.guide-body p:not(.eyebrow){font-size:.89rem;color:var(--muted);margin:17px 0 23px}.guide-card .text-link{font-size:.78rem}.guide-grid+.button-row{margin-top:35px}
.faq-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:85px}.faq-intro p:not(.eyebrow){margin-top:25px;color:var(--muted);font-size:.96rem}.faq-item{border-bottom:1px solid #b9c9d1}.faq-item:first-child{border-top:1px solid #b9c9d1}.faq-item summary{display:flex;justify-content:space-between;align-items:center;gap:24px;list-style:none;padding:23px 0;cursor:pointer;font-weight:650;font-size:1rem;line-height:1.5}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary .icon{width:19px;height:19px;color:#806438}.faq-answer{font-size:.94rem;color:var(--muted)}.faq-answer>div{padding:0 32px 24px 0}.faq-answer p+p{margin-top:15px}.faq-vertical{transform-origin:center;transition:transform .2s}.faq-item[open] .faq-vertical{transform:rotate(90deg)}.closing{background:var(--navy);color:#e1e8eb;padding:63px 0}.closing-inner{display:flex;align-items:center;justify-content:space-between;gap:60px}.closing-inner>div{max-width:820px}.closing h2{color:white;font-size:2.2rem}.closing .eyebrow{color:var(--gold)}.closing p:not(.eyebrow){margin-top:20px;max-width:760px}.closing .button{flex:none}
.page-hero{padding:26px 0 62px}.breadcrumbs{display:flex;flex-wrap:wrap;gap:10px;font-size:.68rem;color:var(--muted);margin-bottom:35px}.breadcrumbs a{text-decoration:none}.breadcrumbs a:hover{text-decoration:underline}.detail-hero{display:grid;grid-template-columns:1.12fr 1fr;grid-template-areas:'title image' 'lead image' 'actions image' 'meta image';column-gap:65px;align-items:center}.detail-title{grid-area:title;align-self:end}.detail-title h1{font-size:clamp(2.4rem,3.65vw,3.6rem);line-height:1.13}.detail-image{grid-area:image}.detail-image .photo img{aspect-ratio:1.2}.detail-hero>.lead{grid-area:lead;margin-top:25px;align-self:start;font-size:1.06rem}.detail-actions{grid-area:actions;margin-top:25px}.article-meta{grid-area:meta;font-size:.69rem;color:var(--muted);margin-top:23px;display:flex;flex-wrap:wrap;gap:7px 22px;align-self:start}.toc-section{padding:32px 0}.toc-inner{display:grid;grid-template-columns:210px 1fr;gap:30px}.toc-inner>.eyebrow{margin-top:7px}.toc-inner ol{margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:9px 40px;font-size:.83rem;list-style-position:outside}.toc-inner li+li{margin-top:0}.toc-inner a{text-decoration:none}.toc-inner a:hover{text-decoration:underline}.chapter-layout{display:grid;grid-template-columns:220px minmax(0,880px);gap:70px}.chapter-mark span{display:block;font-size:4.6rem;font-weight:300;line-height:1;color:#b7c5cc;letter-spacing:-.07em}.chapter-mark p{margin-top:22px;font-size:.69rem;text-transform:uppercase;letter-spacing:.13em;font-weight:650;color:#617782}.rich-copy h2{font-size:2.22rem;margin-bottom:28px;line-height:1.18}.rich-copy h3{font-size:1.38rem;margin:30px 0 14px}.rich-copy p+p{margin-top:21px}.rich-copy p,.rich-copy li{font-size:1rem;line-height:1.85}.rich-copy ul,.rich-copy ol{margin:23px 0}.rich-copy .notice{margin:26px 0 0}.rich-copy .notice p{font-size:.94rem}.rich-copy .comparison{margin-block:28px}.rich-copy .comparison p{font-size:inherit}.rich-copy strong{font-weight:650}.source-section{padding:46px 0}.source-layout{display:grid;grid-template-columns:1fr 1fr;gap:65px}.source-layout h2{font-size:1.25rem;letter-spacing:-.02em}.source-layout p:not(.eyebrow),.source-layout li{font-size:.77rem;color:var(--muted)}.source-layout p:not(.eyebrow){margin-top:17px}.source-layout ul{margin:0;padding-left:20px;align-self:center}.source-layout li+li{margin-top:15px}.source-layout .icon{width:14px;height:14px;margin-left:6px}.plain-hero{padding:52px 0 60px}.plain-hero .lead{max-width:850px;margin-top:25px}.plain-hero h1{font-size:3.3rem}.legal-copy,.legal-hero-content{max-width:900px}.legal-hero-content{text-align:left}.legal-hero-content .lead{max-width:none}.plain-hero .legal-hero-content .button-row{justify-content:flex-start}.legal-copy h2{font-size:1.65rem;line-height:1.25}.legal-copy h2+p,.legal-copy address{margin-top:22px}.legal-copy p+p{margin-top:20px}.legal-copy>div+div{margin-top:40px;padding-top:38px;border-top:1px solid var(--line)}.legal-copy p,.legal-copy li{font-size:.95rem}.legal-line{display:flex;gap:12px;align-items:center;margin-top:12px!important}.legal-address{display:flex;align-items:start;gap:14px}.legal-address .icon{margin-top:6px}.legal-copy address{font-style:normal}.overview-intro{max-width:950px;margin-bottom:40px}.overview-intro p{margin-top:23px;color:var(--muted)}
.site-footer{background:var(--cream);padding-top:65px}.footer-grid{display:grid;grid-template-columns:1.15fr 1fr 1fr 1.1fr;gap:38px}.footer-brand .brand img{width:275px}.footer-brand p{font-size:.81rem;color:var(--muted);margin-top:23px}.footer-grid h2{font-size:.81rem;letter-spacing:0;line-height:1.5;margin-bottom:22px}.footer-grid ul{list-style:none;padding:0;margin:0}.footer-grid li{font-size:.76rem;line-height:1.65}.footer-grid li+li{margin-top:12px}.footer-grid a{text-decoration:none}.footer-grid a:hover{text-decoration:underline}.footer-bottom{margin-top:46px;border-top:1px solid var(--line);padding:27px 0}.footer-bottom>p{font-size:.71rem;color:var(--muted);padding-bottom:24px;border-bottom:1px solid var(--line)}.footer-legal{display:flex;justify-content:space-between;gap:25px;font-size:.71rem;margin-top:22px;color:var(--muted)}.footer-legal>div{display:flex;gap:27px}.footer-legal a{text-decoration:none}
[data-reveal].reveal-armed{opacity:0;transform:translateY(10px);transition:opacity .48s ease,transform .48s ease;transition-delay:var(--delay,0ms)}[data-reveal].reveal-visible{opacity:1;transform:none}
@property --border-angle{syntax:'<angle>';initial-value:0deg;inherits:false}
.motion-ready .cta-header{overflow:hidden}.motion-ready .cta-header::after{content:'';position:absolute;inset:-40% -70%;z-index:-1;pointer-events:none;background:linear-gradient(105deg,transparent 42%,#ffffff60 49%,transparent 56%);transform:translateX(-70%);animation:header-shimmer 6s ease-in-out infinite}
@keyframes header-shimmer{0%,80%{transform:translateX(-70%)}95%,100%{transform:translateX(70%)}}
@supports(mask-composite:exclude){.motion-ready .cta-hero::before{content:'';position:absolute;inset:-1px;border-radius:inherit;padding:2px;background:conic-gradient(from var(--border-angle),transparent 0deg,transparent 245deg,#ead9b140 290deg,#fff5d9 338deg,transparent 360deg);mask:linear-gradient(#fff 0 0) content-box,linear-gradient(#fff 0 0);mask-composite:exclude;pointer-events:none;animation:hero-border 5s linear infinite}}
@keyframes hero-border{to{--border-angle:360deg}}
@media(min-width:1281px) and (max-width:1450px){.wrap{width:calc(100% - 72px)}.brand img{width:245px}.site-nav{gap:15px;font-size:.74rem}.site-nav .button{font-size:.7rem;padding:13px 15px}.header-inner{gap:20px}.footer-grid{gap:25px}}
@media(max-width:1280px){:root{--header-height:87px}.nav-ready body{padding-top:var(--header-height)}.nav-ready .site-header{position:fixed;top:0;left:0;right:0;width:100%}.header-inner{min-height:86px;flex-wrap:wrap}.brand img{width:270px}.site-nav{width:100%;flex-direction:column;align-items:stretch;gap:0;padding:10px 0 23px;font-size:.95rem}.nav-link,.nav-dropdown>summary{padding:16px 0}.nav-dropdown>summary{justify-content:space-between}.dropdown-panel{position:static;border-radius:10px;box-shadow:none;margin-bottom:12px;min-width:0}.dropdown-panel a{font-size:.85rem}.site-nav .button{font-size:.89rem;padding:15px 20px;align-self:start;margin-top:15px}.nav-ready .menu-toggle{display:grid;place-items:center;width:46px;height:46px;border:1px solid var(--line);border-radius:8px;background:transparent;color:var(--navy)}.nav-ready .header-inner{flex-wrap:nowrap}.nav-ready .site-nav{position:absolute;left:0;right:0;top:100%;width:auto;padding:16px 32px 25px;background:var(--cream);border-bottom:1px solid var(--line);max-height:calc(100dvh - var(--header-height));overflow:auto;box-shadow:0 15px 22px #172d3b10}.menu-top,.menu-bottom,.menu-middle{transform-origin:center;transition:transform .22s ease,opacity .18s ease}.menu-toggle[aria-expanded=true] .menu-top{transform:translateY(6px) rotate(45deg);transform-origin:12px 6px}.menu-toggle[aria-expanded=true] .menu-bottom{transform:translateY(-6px) rotate(-45deg);transform-origin:12px 18px}.menu-toggle[aria-expanded=true] .menu-middle{opacity:0}.wrap{width:calc(100% - 64px)}.home-hero h1{font-size:4.4rem}.hero-copy{max-width:670px}.section{padding:68px 0}.split{column-gap:40px}.detail-hero{column-gap:40px}.detail-title h1{font-size:2.8rem}.chapter-layout{grid-template-columns:150px minmax(0,1fr);gap:45px}.toc-inner{grid-template-columns:160px 1fr}.toc-inner ol{grid-template-columns:repeat(2,1fr)}.faq-layout{gap:45px}.footer-grid{grid-template-columns:repeat(3,1fr);gap:30px}.footer-brand{grid-column:1/-1;display:flex;align-items:center;gap:40px;justify-content:space-between}.footer-brand p{margin-top:0}.closing-inner{gap:35px}.closing h2{font-size:1.9rem}.guide-body{padding:23px}.guide-body h3{font-size:1.3rem}.source-layout{gap:40px}}
@media(min-width:768px) and (max-width:950px){.detail-hero{grid-template-columns:1fr 1fr;column-gap:28px}.detail-title h1{font-size:2.45rem}.detail-image .photo img{aspect-ratio:.82}.detail-hero>.lead{font-size:.95rem}.guide-grid{grid-template-columns:repeat(2,1fr)}.guide-grid .guide-card:last-child:nth-child(3){grid-column:auto}.chapter-layout{grid-template-columns:90px 1fr;gap:30px}.type-grid{gap:24px}.comparison th,.comparison td{padding:18px 14px}.closing-inner{flex-direction:column;align-items:start}.rich-copy h2{font-size:2rem}}
@media(max-width:767px){:root{--header-height:80px}body{font-size:16px;line-height:1.8}.wrap{width:calc(100% - 40px)}h1{font-size:2.5rem}h2{font-size:1.9rem}h3{font-size:1.35rem}.header-inner{min-height:79px;gap:20px}.site-header .brand img{width:min(210px,calc(100vw - 112px))}.nav-ready .site-nav{padding:10px 20px 25px}.menu-toggle{flex:none}.home-hero{min-height:0}.home-hero::after{background:linear-gradient(90deg,#10222ef5,#10222ed9)}.hero-background{object-position:65% center}.hero-copy{padding:58px 0 53px;text-align:center}.home-hero .eyebrow{font-size:.62rem;letter-spacing:.1em}.home-hero h1{font-size:clamp(2.1rem,9.5vw,3.7rem);line-height:1.12}.home-hero h1 span{margin-top:6px}.home-hero .lead{font-size:1rem;margin-top:26px}.hero-copy .button-row{justify-content:center;margin-top:29px;gap:13px}.hero-copy .button{width:100%;max-width:375px}.hero-points{justify-content:center;font-size:.71rem;gap:12px 18px;margin-top:28px}.section{padding:51px 0}.section-heading{display:block;margin-bottom:30px}.section-heading>p{margin-top:23px;max-width:none;font-size:.98rem}.eyebrow{font-size:.63rem;letter-spacing:.11em;margin-bottom:15px}.type-grid{grid-template-columns:1fr;gap:30px}.type-card{padding-top:25px}.type-card>.icon{margin-bottom:18px}.type-card p{font-size:.98rem}.notice{padding:21px 22px;margin-top:28px}.comparison{border:0;border-radius:0;overflow:visible}.comparison table,.comparison tbody{display:block;width:100%}.comparison caption{display:block;padding:0 0 18px;background:none;font-size:.76rem}.comparison thead{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);clip-path:inset(50%);white-space:nowrap}.comparison tbody{display:grid;gap:20px}.comparison tr{display:block;border:1px solid var(--line);border-radius:12px;overflow:hidden;background:white}.comparison td{display:block;padding:18px 22px;font-size:.97rem;border-top:0;border-bottom:1px solid var(--line)}.comparison td:first-child{background:var(--mist);font-size:1.15rem}.comparison td:last-child{border-bottom:0}.comparison td::before{content:attr(data-label);display:block;font-size:.72rem;font-weight:650;margin-bottom:6px;color:var(--muted)}.comparison td:first-child::before{display:none}.comparison tbody tr:nth-child(even){background:white}.table-note{font-size:.78rem}.split{grid-template-columns:1fr;grid-template-areas:'title' 'image' 'copy';gap:25px}.split-copy{margin-top:0}.split .photo img{aspect-ratio:1.5}.split-copy p{font-size:.98rem}.steps{grid-template-columns:1fr;gap:28px}.steps p{font-size:.97rem}.guide-grid{grid-template-columns:1fr;gap:25px}.guide-body{padding:27px}.guide-body h3{font-size:1.55rem}.guide-body p:not(.eyebrow){font-size:.97rem}.guide-card .text-link{font-size:.86rem}.faq-layout{grid-template-columns:1fr;gap:28px}.faq-intro p:not(.eyebrow){margin-top:20px}.faq-item summary{font-size:.98rem;padding:21px 0}.faq-answer{font-size:.96rem}.faq-answer>div{padding-right:0}.closing{padding:45px 0}.closing-inner{flex-direction:column;align-items:center;gap:26px;text-align:center}.closing h2{font-size:1.95rem}.closing p:not(.eyebrow){font-size:.98rem}.closing .button{max-width:100%}.page-hero{padding:23px 0 38px}.breadcrumbs{font-size:.65rem;gap:8px;justify-content:center;margin-bottom:29px}.detail-hero{grid-template-columns:1fr;grid-template-areas:'title' 'image' 'lead' 'actions' 'meta';gap:0;text-align:center}.detail-title h1{font-size:clamp(2.05rem,8.4vw,3.2rem);line-height:1.16;hyphens:none;overflow-wrap:normal}.detail-image{margin-top:27px}.detail-image .photo img{aspect-ratio:1.5}.detail-hero>.lead{font-size:1rem;margin-top:25px}.detail-actions{justify-content:center;margin-top:25px}.detail-actions .button{max-width:100%}.article-meta{justify-content:center;font-size:.67rem;gap:5px 15px;margin-top:22px}.toc-section{padding:28px 0}.toc-inner{display:block}.toc-inner>.eyebrow{margin:0 0 17px}.toc-inner ol{grid-template-columns:1fr;gap:10px;font-size:.9rem;padding-left:23px}.chapter-layout{grid-template-columns:1fr;gap:22px}.chapter-mark{display:flex;align-items:center;gap:16px}.chapter-mark span{font-size:1.9rem;letter-spacing:0}.chapter-mark p{font-size:.62rem;margin:0}.rich-copy h2{font-size:1.85rem;margin-bottom:24px}.rich-copy h3{font-size:1.3rem}.rich-copy p,.rich-copy li{font-size:.99rem}.source-section{padding:34px 0}.source-layout{grid-template-columns:1fr;gap:23px}.source-layout h2{font-size:1.3rem}.source-layout p:not(.eyebrow),.source-layout li{font-size:.8rem}.plain-hero{text-align:center;padding:37px 0 43px}.plain-hero h1{font-size:clamp(1.9rem,8.1vw,2.8rem);hyphens:none}.plain-hero .lead{font-size:1rem}.plain-hero .button-row{justify-content:center}.legal-copy h2{font-size:1.48rem}.legal-copy p,.legal-copy li{font-size:.96rem}.legal-address{gap:12px}.legal-line{align-items:start}.legal-line .icon{margin-top:4px}.site-footer{padding-top:44px}.footer-grid{grid-template-columns:1fr;text-align:center;justify-items:center;gap:34px}.footer-grid>div{width:100%}.footer-brand{display:block;grid-column:auto}.footer-brand .brand{justify-content:center;max-width:100%}.footer-brand .brand img{width:275px;max-width:100%}.footer-brand p{margin-top:22px;font-size:.84rem}.footer-grid h2{font-size:.86rem;margin-bottom:18px}.footer-grid li{font-size:.83rem}.footer-grid li+li{margin-top:10px}.footer-bottom{text-align:center;margin-top:34px}.footer-bottom>p{font-size:.73rem}.footer-legal{flex-direction:column;gap:17px;font-size:.7rem}.footer-legal>div{justify-content:center}.ai-badge{width:18px;height:18px;bottom:10px;right:10px}.ai-badge>svg{width:14px;height:14px}}
@media(max-width:400px){.plain-hero h1{font-size:1.62rem}}
@media(max-width:359px){.detail-title h1{font-size:1.89rem}.button{padding-inline:20px;gap:12px}.home-hero .eyebrow{font-size:.57rem}}
@media(prefers-reduced-motion:reduce){[data-reveal].reveal-armed{opacity:1;transform:none;transition:none}.motion-ready .cta-header::after,.motion-ready .cta-hero::before{animation:none;display:none}.faq-vertical,.button,.menu-top,.menu-middle,.menu-bottom,.nav-dropdown>summary .icon{transition:none}}
@media print{.nav-ready body{padding-top:0}.site-header,.site-footer,.button-row,.closing,.toc-section,.ai-badge{display:none!important}.wrap{width:100%;max-width:none}.section,.page-hero{padding:20px 0;background:white!important;border:0}.home-hero{background:white;min-height:0;color:black}.home-hero::after,.hero-background{display:none}.hero-copy{padding:20px 0}.home-hero h1,.home-hero h1 span,.home-hero .lead,.home-hero .eyebrow,.hero-points{color:black}.chapter-layout,.detail-hero,.source-layout{display:block}.chapter-mark{display:none}.detail-image{max-width:350px;margin:20px 0}.detail-title h1{font-size:28pt}[data-reveal].reveal-armed{opacity:1;transform:none;transition:none}.faq-item{height:auto!important;overflow:visible!important}.faq-answer{display:block!important;height:auto!important}.faq-item::details-content{content-visibility:visible;display:block}.button::before,.button::after{display:none!important}}

.guide-grid-two{grid-template-columns:repeat(2,1fr)}
@media(max-width:767px){.guide-grid-two{grid-template-columns:1fr}}

.offer-section-heading h2{max-width:690px}.offer-list-meta{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:19px}.offer-ad-label{font-size:.73rem;font-weight:650;letter-spacing:.035em;color:var(--muted)}.offer-list{display:grid;gap:26px}.offer-row{display:grid;grid-template-columns:minmax(0,.88fr) minmax(0,1.65fr) minmax(0,1.08fr);gap:0 30px;padding:30px 30px 0;border:1px solid #c3cfd4;border-radius:16px;background:#fff;box-shadow:0 6px 22px #172d3b06;}.offer-identity,.offer-copy,.offer-action{min-width:0}.offer-audience{display:block;font-size:.7rem;color:var(--muted);font-weight:650;line-height:1.5;margin-bottom:15px}.offer-identity h3{font-size:1.65rem;line-height:1.2;}.offer-provider{color:var(--muted);font-size:.76rem;line-height:1.5;margin-top:9px}.offer-badge{display:inline-flex;align-items:flex-start;gap:6px;border-radius:6px;background:#edf3ef;color:#24523e;font-size:.7rem;font-weight:650;line-height:1.5;padding:8px 10px;margin-top:20px}.offer-badge .icon{width:16px;height:16px;margin-top:1px}.offer-copy h4{font-size:1.1rem;line-height:1.45;letter-spacing:-.015em;margin:0 0 12px;font-weight:700;text-wrap:balance}.offer-copy>p{font-size:.9rem;line-height:1.75;color:var(--muted)}.offer-benefits{list-style:none;padding:0;margin:18px 0 0;font-size:.83rem;line-height:1.65}.offer-benefits li{display:flex;gap:8px}.offer-benefits li+li{margin-top:8px}.offer-benefits .icon{width:17px;height:17px;color:#957439;margin-top:4px}.offer-action{border-left:1px solid var(--line);padding-left:27px;display:flex;flex-direction:column;align-items:stretch}.offer-price-label{font-size:.72rem;color:var(--muted);line-height:1.5}.offer-price{display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 10px;margin:7px 0 0!important;line-height:1.3}.offer-price strong{font-size:2.05rem;font-weight:750;letter-spacing:-.04em;white-space:nowrap}.offer-price>span{font-size:.77rem;color:var(--muted)}.offer-cost-note{font-size:.76rem;line-height:1.6;color:var(--muted);margin:12px 0 22px!important}.offer-action>.button{margin-top:auto;font-size:.83rem;padding-inline:13px;min-height:53px;gap:9px}.partner-star{margin-left:3px;font-size:.75em;vertical-align:super}.offer-details{grid-column:1/-1;margin-top:26px;border-top:1px solid var(--line);border-bottom:0}.offer-details summary{padding:17px 0;font-size:.8rem;font-weight:600}.offer-details .faq-answer>div{padding:5px 0 26px}.offer-detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px 38px;margin:0}.offer-detail-grid dt{font-weight:700;font-size:.85rem;color:var(--ink);line-height:1.5;margin-bottom:8px}.offer-detail-grid dd{font-size:.83rem;line-height:1.75;margin:0}.offer-sources{font-size:.72rem;margin-top:25px;padding-top:18px;border-top:1px solid var(--line)}.offer-sources ul{display:flex;flex-wrap:wrap;gap:6px 22px;margin:8px 0 0;list-style:none;padding:0}.offer-sources li+li{margin-top:0}.offer-date{font-size:.75rem;line-height:1.7;color:var(--muted);margin-top:22px}.account-steps{grid-template-columns:repeat(3,minmax(0,1fr))}.partner-disclosure{border-top:1px solid var(--line);padding-top:23px;margin-top:35px;font-size:.77rem;line-height:1.8;color:var(--muted);}.partner-disclosure p{max-width:970px}.partner-disclosure strong{color:var(--ink)}.footer-offer-links{display:flex;gap:10px 25px;flex-wrap:wrap;font-size:.86rem;font-weight:650;margin-top:24px}.guide-offers{background:var(--cream);padding:30px;border:1px solid var(--line);border-radius:14px;margin:36px 0}.guide-offers .guide-offers-heading h2{font-size:1.7rem;line-height:1.3;margin:10px 0 23px}.guide-offers-intro{font-size:.94rem!important;margin:0 0 22px!important}.guide-offers-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.mini-offer{display:flex;flex-direction:column;background:white;border:1px solid var(--line);border-radius:10px;padding:23px;min-width:0}.mini-offer .mini-offer-badge{font-size:.68rem;line-height:1.5;font-weight:650;color:#24523e;margin:0 0 12px}.mini-offer h3{font-size:1.35rem;line-height:1.2;margin:0 0 14px}.mini-offer>p{font-size:.85rem!important;line-height:1.65!important;margin:0;color:var(--muted)}.mini-offer .mini-offer-price{margin:15px 0 8px!important;color:var(--ink)}.mini-offer-price strong{font-size:1.5rem;white-space:nowrap}.mini-offer .mini-offer-cost{font-size:.75rem!important;line-height:1.65!important;margin:0 0 20px!important}.mini-offer .button{font-size:.8rem;padding:12px 10px;gap:8px;margin-top:auto;min-height:50px}.mini-offer-more{display:inline-block;text-align:center;font-size:.74rem;margin-top:12px}.guide-offers-all{margin-top:24px}.guide-offers .icon{flex:none}.rich-copy .guide-offers h2{}.rich-copy .guide-offers+.chapter{padding-top:0;border-top:0}.ratgeber-offers-wrap{margin-top:38px}.ratgeber-offers-wrap .guide-offers{margin-bottom:0}.ratgeber-offers-wrap .mini-offer .button{align-self:start}.offer-row .faq-plus{width:18px;height:18px}
@media(min-width:768px) and (max-width:1100px){.offer-row{grid-template-columns:minmax(0,.85fr) minmax(0,1.65fr);gap:0 28px}.offer-action{grid-column:1/-1;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.3fr) minmax(180px,1fr);align-items:center;gap:3px 22px;border-left:0;border-top:1px solid var(--line);padding:20px 0 0;margin-top:22px}.offer-price-label{grid-column:1;grid-row:1}.offer-price{grid-column:1;grid-row:2}.offer-cost-note{grid-column:2;grid-row:1/3;margin:0!important}.offer-action>.button{grid-column:3;grid-row:1/3;align-self:center;margin-top:0}.offer-details{margin-top:20px}.guide-offers{padding:24px}.mini-offer{padding:20px}.offer-section-heading{gap:30px}}
@media(max-width:767px){.offer-section-heading{gap:20px}.offer-list-meta{flex-direction:column;align-items:flex-start;gap:6px}.offer-list{gap:22px}.offer-row{grid-template-columns:minmax(0,1fr);padding:24px 22px 0;gap:0}.offer-identity h3{font-size:1.7rem;}.offer-audience{margin-bottom:10px}.offer-badge{margin-top:16px;font-size:.71rem}.offer-copy{padding-top:23px;margin-top:23px;border-top:1px solid var(--line)}.offer-copy h4{font-size:1.08rem;text-wrap:initial}.offer-copy>p{font-size:.92rem}.offer-benefits{font-size:.85rem}.offer-action{border-left:0;border-top:1px solid var(--line);padding:22px 0 0;margin-top:23px}.offer-price{gap:5px 11px}.offer-price strong{font-size:2.05rem}.offer-price-label{font-size:.75rem}.offer-cost-note{font-size:.78rem;margin-bottom:20px!important}.offer-action>.button{font-size:.88rem;padding-inline:14px;min-height:54px}.offer-details{margin-top:22px}.offer-details summary{font-size:.78rem;line-height:1.55}.offer-detail-grid{grid-template-columns:1fr;gap:20px}.offer-detail-grid dd{font-size:.86rem}.offer-sources ul{display:grid;gap:7px}.offer-date{font-size:.75rem}.account-steps{grid-template-columns:1fr}.guide-offers{padding:24px 20px;margin:30px 0}.guide-offers .guide-offers-heading h2{font-size:1.65rem}.guide-offers-grid{grid-template-columns:1fr;gap:18px}.mini-offer{padding:23px}.mini-offer .button{font-size:.86rem}.mini-offer .mini-offer-badge{font-size:.72rem!important}.guide-offers-all{font-size:.83rem}.partner-disclosure{text-align:center;font-size:.76rem;margin-top:28px}.footer-offer-links{justify-content:center;flex-direction:column;gap:12px}.ratgeber-offers-wrap .mini-offer .button{align-self:stretch}}
@media print{.offer-row{break-inside:avoid;box-shadow:none}.offer-details,.offer-details .faq-answer{display:block!important;height:auto!important}.offer-details::details-content{content-visibility:visible;display:block}.offer-details .faq-answer>div{padding-top:10px}.guide-offers{break-inside:avoid}.partner-link{border-color:#aaa}.offer-list{gap:18px}.offer-row,.offer-action{display:block}.offer-action{border:0;padding:15px 0}.offer-price{margin:8px 0!important}.offer-benefits{margin-bottom:15px}.offer-detail-grid{display:block}.offer-detail-grid>div+div{margin-top:15px}}

.legal-hero .detail-title h1{font-size:clamp(2rem,3.1vw,2.95rem)}
.partner-disclosure{padding:24px 0}.partner-disclosure p{max-width:none;width:100%}.partner-disclosure+.footer-bottom{margin-top:0}
@media(min-width:768px) and (max-width:1100px){.legal-hero .detail-hero{grid-template-areas:"title title" "lead image" "actions image";row-gap:20px}.legal-hero .detail-title{align-self:start}.legal-hero .detail-hero>.lead{margin-top:0}.legal-hero .detail-actions{margin-top:0}}
@media(max-width:767px){:root{--word-overflow:anywhere}.legal-hero .detail-title h1{font-size:clamp(1.4rem,7.1vw,2.2rem)}}

.catalog-hero h1{font-size:clamp(2.2rem,3.3vw,3.6rem);line-height:1.12}
.product-intro-grid{grid-template-areas:"heading copy" "action copy";grid-template-rows:auto 1fr;row-gap:30px;align-items:start}.product-intro-title{grid-area:heading}.product-intro-copy{grid-area:copy}.product-intro-cta{grid-area:action;align-self:start}
.product-cta{background:var(--cream);border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:12px;padding:30px;min-width:0}.product-cta h3{font-size:1.22rem;line-height:1.35;margin:0 0 10px}.product-cta p{font-size:.92rem;line-height:1.75;margin:0;color:var(--muted)}.product-cta-compact .button{margin-top:22px;font-size:.86rem;max-width:100%}.product-cta-wide{display:flex;align-items:center;justify-content:space-between;gap:32px;margin-top:42px}.product-cta-wide>div{min-width:0}.product-cta-wide .button{flex-shrink:0}.bg-mist .product-cta{background:var(--white,#fff)}
@media(min-width:768px) and (max-width:1000px){.product-cta-wide{align-items:flex-start;flex-direction:column;gap:22px}.product-cta{padding:24px}}
@media(max-width:767px){.product-intro-grid{grid-template-columns:1fr;grid-template-areas:"heading" "copy" "action";row-gap:25px}.product-cta{padding:25px}.product-cta-wide{flex-direction:column;align-items:stretch;gap:22px;margin-top:32px}.product-cta .button{width:100%}.product-cta h3{font-size:1.18rem}.product-cta-compact .button{font-size:.88rem}}
.ai-badge{padding:0;line-height:0}.ai-badge svg{width:10px;height:8px;overflow:hidden}.mini-offer h3 a{color:inherit;text-decoration:none}.mini-offer h3 a:hover{text-decoration:underline}
@media(max-width:767px){.ai-badge svg{width:9.375px;height:7.5px}}
.catalog-actions{min-width:0}.catalog-hero-price{font-size:.9rem;line-height:1.6;margin:0 0 6px}.catalog-hero-price strong{font-size:1.6rem;color:var(--ink)}.catalog-hero-price span{color:var(--muted)}.catalog-hero-cost{font-size:.8rem;line-height:1.7;margin:0 0 20px;max-width:48rem}
.catalog-jumps{display:flex;flex-wrap:wrap;gap:12px 26px;margin-bottom:55px;padding-bottom:24px;border-bottom:1px solid var(--line);font-size:.88rem;font-weight:650}.catalog-jumps a{text-decoration:none}.catalog-jumps a:hover{text-decoration:underline}
.catalog-copy p{font-size:1.03rem;line-height:1.9;margin:0 0 22px}.catalog-copy .checklist{margin-top:28px}
.catalog-features{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:38px}.catalog-features article{min-width:0;border-top:1px solid var(--line);padding-top:28px}.catalog-features h3{font-size:1.35rem;line-height:1.35;margin:18px 0 16px}.catalog-features p{font-size:.96rem;line-height:1.85;margin:0 0 20px}
.catalog-costs{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:80px}.catalog-costs>div{min-width:0}.catalog-costs h2{margin-bottom:24px}.catalog-costs p{line-height:1.8}.catalog-costs .button{margin-top:24px}.catalog-price{margin:25px 0 6px}.catalog-price strong{font-size:2.7rem;letter-spacing:-.04em;color:var(--ink)}.catalog-facts{margin:0}.catalog-facts>div{border-bottom:1px solid var(--line);padding:22px 0}.catalog-facts>div:first-child{padding-top:0}.catalog-facts dt{font-size:1rem;font-weight:750;color:var(--ink);margin-bottom:9px}.catalog-facts dd{margin:0;font-size:.94rem;line-height:1.85}
.offer-identity h3 a{color:inherit;text-decoration:none}.offer-identity h3 a:hover{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:5px}.offer-product-link{display:flex;justify-content:center;align-items:center;gap:9px;text-align:center;font-size:.76rem;font-weight:600;line-height:1.5;margin-top:14px}.offer-product-link .icon{width:17px;height:17px;flex:none}
@media(min-width:768px) and (max-width:1100px){.catalog-hero .detail-hero{grid-template-areas:"title title" "lead image" "actions image" "meta image";row-gap:20px}.catalog-hero .detail-title{align-self:start}.catalog-hero .detail-hero>.lead,.catalog-hero .detail-actions{margin-top:0}.catalog-features{grid-template-columns:1fr;gap:24px}.catalog-features article{display:grid;grid-template-columns:54px 1fr;gap:10px 20px}.catalog-features article .topic-symbol{grid-row:1/4;margin:0}.catalog-features article h3,.catalog-features article p{margin:0}.catalog-features article .text-link{grid-column:2}.catalog-costs{gap:36px;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr)}.offer-product-link{grid-column:3;grid-row:3}.offer-action>.button{margin-top:0}}
@media(max-width:767px){.catalog-hero h1{font-size:clamp(1.75rem,8vw,2.6rem)}.catalog-actions .button-row{align-items:stretch}.catalog-jumps{gap:12px 22px;font-size:.83rem;margin-bottom:35px}.catalog-features{grid-template-columns:1fr;gap:28px}.catalog-features h3{font-size:1.3rem}.catalog-costs{grid-template-columns:1fr;gap:36px}.catalog-copy p{font-size:.98rem}.catalog-price strong{font-size:2.25rem}.catalog-hero-price{font-size:.82rem}.catalog-hero-cost{font-size:.78rem}.catalog-costs .button{width:100%}.offer-product-link{font-size:.8rem}}
@media(min-width:768px){.footer-offer-links{margin-top:4px}}
@media(max-width:767px){.home-hero .button-row,.page-hero .button-row{justify-content:center;align-items:center}.page-hero .detail-actions{justify-self:center;width:100%;justify-content:center}.footer-offer-links{align-items:center;justify-content:center;text-align:center}}
.footer-brand .footer-offer-links{margin-top:20px}.footer-brand>p{margin-bottom:0}[data-reveal].reveal-armed:has([id]),[data-reveal].reveal-armed[id]{transform:none}
@media(max-width:767px){.home-hero .hero-copy{margin-inline:auto}.home-hero .button-row,.page-hero .button-row{flex-direction:column;align-items:center}.home-hero .button-row>.button,.page-hero .button-row>.button{width:min(100%,370px);max-width:100%}}

@media(max-width:1280px){.nav-pending .site-nav{display:none}.nav-pending .menu-toggle{visibility:hidden}}


html{hyphens:none;-webkit-hyphens:none}body{overflow-wrap:normal;word-break:normal}
.brand picture{display:block}.button-light{background:#fff;border-color:var(--line);color:var(--navy)}.button-light:hover{background:var(--mist)}
.intro-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);column-gap:75px}
.checklist{list-style:none;padding:0;margin:0}.checklist li{display:flex;align-items:flex-start;gap:12px}.checklist .icon{color:#92703a;margin-top:4px;width:20px;height:20px}
.topic-symbol{display:inline-flex;color:#8a6b36}.topic-symbol .icon{width:34px;height:34px}
.product-intro-grid{grid-template-areas:"heading copy" "action copy";row-gap:30px;grid-template-rows:auto 1fr;align-items:start}
.offer-details summary .icon{flex:none}.catalog-actions>.button-row{margin-top:20px}.catalog-copy{min-width:0}
.footer-brand .footer-category-links{margin-top:20px;font-weight:650}.footer-brand .footer-category-links li{font-size:.82rem}
.footer-bottom{padding-top:0}.footer-bottom>.partner-disclosure{border-top:0;margin-top:0;padding:24px 0;font-size:.77rem;max-width:none}
.ai-badge{line-height:1;background:rgba(255,255,255,.88);width:22px;height:22px;display:grid;place-items:center}
.ai-badge>span{display:block;font:500 8px/1 Arial,Helvetica,sans-serif;letter-spacing:0;color:#343a40;transform:none}
@media(min-width:1281px){.site-nav{gap:17px;font-size:.75rem}.site-nav .button{font-size:.72rem}.header-inner{gap:22px}}
@media(min-width:768px) and (max-width:1280px){.footer-brand{display:grid;grid-template-columns:1fr 1.7fr;gap:0 40px;align-items:center}.footer-brand>.brand{grid-column:1;grid-row:1/3}.footer-brand>p{grid-column:2;grid-row:1}.footer-brand>.footer-category-links{grid-column:2;grid-row:2}.intro-grid{column-gap:36px}}
@media(max-width:1280px){.nav-pending body{padding-top:var(--header-height)}.nav-pending .site-header{position:fixed;inset:0 0 auto;width:100%}.nav-pending .header-inner{flex-wrap:nowrap}.nav-pending .menu-toggle{display:grid;width:46px;height:46px}}
@media(max-width:767px){body{overflow-wrap:anywhere}.intro-grid{grid-template-columns:1fr;gap:26px}.product-intro-grid{grid-template-areas:"heading" "copy" "action"}.catalog-hero .detail-hero{grid-template-areas:"title" "image" "lead" "actions" "meta"}.ai-badge{width:18px;height:18px}.ai-badge>span{font-size:7.5px}.footer-category-links{text-align:center}.footer-bottom>.partner-disclosure{font-size:.76rem}.legal-hero-content h1{overflow-wrap:normal}.plain-hero .legal-hero-content .button-row{align-items:flex-start}.product-cta-wide .button{white-space:normal}}
@media print{.nav-pending body{padding-top:0}.offer-row,.product-cta,.mini-offer{break-inside:avoid}}